Liu Yu had a rough experience in Phnom Penh. She lent money to a guy named Jack, who claimed he could connect her with top influencers and said he was the founder of "W Bar." But when it was time to repay, he vanished and blocked her.

This left Liu Yu feeling pretty frustrated. She tried to help someone out, only to be taken advantage of. The promise was to repay in two months, but now she can't even find him. Liu Yu shared her story to warn others: be cautious when lending money. Don’t be fooled by fancy titles and smooth talk. Locals often say that in Phnom Penh, seeing isn’t always believing, so keep your guard up before lending.